Mortgage services near Cardiff
As a whole-of-market broker, we can give you the best mortgage advice available. At KR Mortgages, we take all the hassle and stress out of finding and arranging your mortgage. We explain and help you decide which product is right for you and manage the whole of your application up until completion.
For the vast majority of cases, we do not charge a fee for the advice or services offered.
Mortgages advice from KR Mortgages
Our friendly and professional service based near Cardiff can help you with all aspects of mortgages.
With our help, you’ll find a mortgage that's right for you from our vast panel of lenders. We can advise you on a wide range of mortgages, including a selection of exclusive mortgage deals not available on the high street.
With our help, you’ll find a mortgage that's right for you from our vast panel of lenders. We can advise you on a wide range of mortgages, including a selection of exclusive mortgage deals not available on the high street.
All aspects of mortgages are covered:
- Purchases (first time buyers & movers)
- 100% mortgages
- Mortgages in excess of the property value
- Debt consolidation
- Re-mortgage for home improvements
- Re-mortgage for reducing your payments or payment terms
- Applicants with credit problems
- Self-employed and contract workers
- Investment property purchases
- Commercial lending
How we can help with your mortgage
Getting the right mortgage can be very time consuming and the application process tedious. Whole-of-market mortgage advice from KR Mortgages takes all the hassle and stress out of finding and arranging your mortgage. As well as deciding which product is right for you we will also manage the processing of your application up until completion.
It’s important to organise your mortgage as soon as possible or even before you have found a suitable property. In a competitive market, this could make or break your offer, since more and more sellers (including estate agents) want to see you have the available funds before the purchase.
If you would like free independent advice and a stress-free service, please don’t hesitate to contact us by phone or email.
It’s important to organise your mortgage as soon as possible or even before you have found a suitable property. In a competitive market, this could make or break your offer, since more and more sellers (including estate agents) want to see you have the available funds before the purchase.
If you would like free independent advice and a stress-free service, please don’t hesitate to contact us by phone or email.
We work to your time scales to ensure the funds are available when you require them and will provide you with:
- The right mortgage to suit your circumstances.
- An explanation as to why the mortgage has been chosen.
- Exclusive offers from various mortgage clubs.
- An update from lenders and solicitors on a regular basis.
- The necessary paperwork to process applications.
Why choose us for mortgage advice?
KR Mortgages is totally independent, Wales-based service, offering whole-of-market advice for mortgages and insurances.
We don’t arrange your mortgage and forget about you; we aim to assist you for the term of your mortgage and therefore understand that reviewing your arrangements is paramount to ensure you continue to benefit from the most suitable deal.
KR Mortgages is authorised and regulated by the Financial Conduct Authority in respect of mortgage and insurance only.
We don’t arrange your mortgage and forget about you; we aim to assist you for the term of your mortgage and therefore understand that reviewing your arrangements is paramount to ensure you continue to benefit from the most suitable deal.
KR Mortgages is authorised and regulated by the Financial Conduct Authority in respect of mortgage and insurance only.
Other financial services
From loans to insurance, we always obtain the best deals for our clients. Our main financial services include:
- Life cover
- Secured loans
- Un-Secured loans
- Critical illness
- Long term income protection
- Payment protection
- Household insurance
- Private health insurance
- Home information packs